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Our Team

  • Richard KirkInvestment Advisor Representative
  • Blair Schadler, CAPP™Case Design Specialist
  • Joseph Maas, CFAInvestment Management Specialist
  • Roccy M. DeFrancesco, Jr., JD, CAPP, CMP, CRCSAttorney and Asset Protection Authority
  • Jonathan Camarda, CFAInvestment Design Specialist
  • Daniel McDonaldAnnuity & Insurance Specialist

Meet the whole team →

Retirement & Income Planning

  • Retirement Income Planning
  • Guaranteed Income Benefits for Life
  • Fixed Indexed Annuities
  • Qualified Retirement Plans

Tax & Legacy Strategy

  • Tax Planning
  • Roth IRA Conversions
  • Retire Tax-Free
  • Estate Planning

Insurance & Protection

  • Asset Protection
  • Life Insurance Made Easy
  • Long-Term Care Insurance

Medicare & Medicaid

  • Medicare
  • Medicaid Planning

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Meet the Team

Richard Kirk isn't alone in this. LifeGuard Retirement Planning partners with the elite team at AdvisorShare Wealth Management to make sure you get the full picture, and full support in all areas.

  • Smiling man with short dark hair and wire-frame glasses, wearing a dark suit and striped tie.

    Richard Kirk

    Investment Advisor Representative

    Read Bio
  • Blair Schadler, smiling, wearing glasses and a dark suit with a blue patterned tie.

    Blair Schadler, CAPP™

    Case Design Specialist

    Read Bio
  • Joseph Maas, smiling, on the phone at his desk in a white dress shirt and tie.

    Joseph Maas, CFA

    Investment Management Specialist

    Read Bio
  • Roccy DeFrancesco, smiling, wearing a blue checked shirt.

    Roccy M. DeFrancesco, Jr., JD, CAPP, CMP, CRCS

    Attorney and Asset Protection Authority

    Read Bio
  • Jonathan Camarda headshot, wearing a blue collared shirt.

    Jonathan Camarda, CFA

    Investment Design Specialist

    Read Bio
  • Daniel McDonald, smiling, wearing a dark suit with a maroon patterned tie.

    Daniel McDonald

    Annuity & Insurance Specialist

    Read Bio

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©2026 Lifeguard Retirement Planning

Lifeguard Retirement Planning is Richard Kirk's independent insurance and planning practice. Any references to protection benefits or income streams refer only to fixed insurance products and do not refer to securities or investment advisory products. Insurance guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Separately, Richard Kirk offers investment advisory services as an Investment Advisor Representative of Advisor Share Wealth Management LLC dba Advisor Share Wealth Management (ASWM), an SEC registered investment advisory firm. See our Disclosures page for the full breakdown of how these two sides of the practice are compensated.
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